Initial Meeting

What Items to Bring to Your First Meeting with Surgant Financial Group


If you are currently retired:

  • Most recent tax return
  • Current investment statements
  • Maturity dates and current yield of certificates of deposit
  • Cost basis of all assets: stocks, bonds, real estate
  • In-force Life and Long-Term Care insurance policies
  • Annuity contracts (most recent statements)
  • Trust and Estate Planning documents
  • Social security numbers and dates of birth of any individuals you may consider naming as beneficiaries
  • Debt information: balances and interest rates
  • Social Security benefit amount
  • Total annual expenditures - please use the worksheet below:
    Total Income $________
    Less Yearly Savings $________
    Total Annual Expenditures $________
    (please be sure to include all living expenses, taxes, vacations, and miscellaneous expenses)

 

If you are currently working:

  • Most recent tax return
  • Current investment statements
  • Maturity dates and current yield of certificates of deposit
  • Cost basis of all assets: stocks, bonds, real estate
  • In-force Life, Disability and Long-Term Care insurance policies
  • Annuity contracts (most recent statements)
  • Trust and Estate Planning documents
  • Social security numbers and dates of birth of any individuals you may consider naming as beneficiaries
  • Debt information: balances and interest rates
  • Social Security estimated benefits report (available on ssa.gov website)
  • Current employer-sponsored retirement plan statement including investment options and your contribution amounts - percentage you are contributing, percentage your employer is contributing.
  • If you are doing a direct rollover of a former employer-sponsored retirement plan(s), please contact the H.R. office of the former employer and ask them to send you a "Direct Rollover Form."
  • Current annual expenditures - please use the worksheet below:
    Total Income $________
    Less Yearly Savings $________
    Total Annual Expenditures $________
    (please be sure to include all living expenses, taxes, vacations, and miscellaneous expenses)

  • Estimated annual expenditures during retirement

We graciously accept new clients from all walks of life.

Decisions to roll over or transfer retirement plan or IRA assets should be made with careful consideration of the advantages and disadvantages, including investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and your unique financial needs and retirement planning.  Neither Stifel nor Stifel Financial Advisors provide recommendations with respect to rollovers from an employer-sponsored retirement plan.  Once you inform your Stifel Financial Advisor that you have chosen to roll your retirement assets to an IRA with Stifel, your individual investment needs can be addressed.  You should consult with your tax advisor regarding your particular situation as it pertains to tax matters.